Flexible Home Improvement Loans
Making your home warmer, safer or more secure
The Flexible Home Improvement Loan is available to homeowners aged 60 or older. It can be used to carry out improvements to your home to make it warmer, safer, more comfortable and secure.
The loan will be secured by a charge on the property. If the property is sold, or if the owners cease to occupy it, the loan, plus any outstanding interest, must be repaid.
The loan is described as 'flexible' because there are a range of ways in which the loan can be paid back. During the term of the loan, you can choose to make regular monthly repayments, occasional payments or no payments at all.
To apply for a Flexible Home Improvement Loan, please contact the Home Improvement Agency (HIA) Officer.